Investment management
Unconstrained, multi-asset class investors with an award winning track record...
Saltus was founded in 2004 to bring institutional calibre portfolio management to UK private clients. We continue to invest with the same belief that excellence should be available to everybody, which has always driven our business. For us, this means using:
Our proven model
At the core of our investment philosophy is an approach that is pioneered by some of the most sophisticated institutional managers in the world and isn’t widely available to UK private clients. We construct portfolios by looking at a much broader range of asset classes than our peers with the aim of achieving the highest risk adjusted returns possible. We do invest in more traditional asset classes but also typically invest a higher proportion of our clients’ money in alternative investments, where we believe we can find more dependable returns.
An unconstrained approach
In our core strategies, we believe investing should be unconstrained, with no bias towards any asset class, country, or style. A more traditional investment method is to restrict decision making to a rigid asset allocation, regardless of the current or anticipated market environment. In an ever-changing world, this can be limiting when seeking optimal returns.
A global outlook
Unlike many UK-based wealth management firms, which still tend to have a significant UK bias, we invest globally. Our clients have access to a wider range of investment opportunities to achieve their financial objectives.
Unique investment strategies for unique clients
Every client has different tolerances, objectives and beliefs. Whether they want to grow or preserve their wealth or have strong views about whether their investments should be actively or passively managed. We have a range of options available so we can tailor our investment strategies to your needs. Our focus will always be on what you need your money to deliver for you.
Do you need help managing your investments?
Our team can recommend an investment strategy to meet your financial objectives and give you peace of mind that your investments are in good hands. Get in touch to discuss how we can help you.
What to expect from our investment management service
An award-winning proposition
Our investment approach wins awards for reasons that matter. We’ve been recognised for both our investment philosophy and the returns we’ve delivered for our clients, particularly through challenging market environments.
A wide range of investment solutions
We can provide a wide range of investment management solutions so we can find the one that best meets your needs, with the aim of delivering optimal risk-adjusted returns. There will likely be times when different approaches are needed dependent on circumstance. Some of our clients prioritise the potential of higher returns, whilst others are focused on lower costs for example. Your dedicated investment adviser can help ensure that the most suitable option is in place based on your requirements.
Access to ‘best in class’ managers
We don’t believe any one asset management firm can be best in class across every asset class, all of the time. Having access to specialist managers with an understanding of the local economic environment can be crucial when aiming for above market returns.
A highly qualified team
We believe in a team approach to managing money rather than individual ‘star’ portfolio managers. This means our clients benefit equally from the teams’ experience. The investment team’s sole role is to manage money. They are specialists in their field with an average of almost 20 years of experience per member. Importantly, this means many of the team have invested through different regimes and economic environments, which can be key in making the correct investment decisions today.
Investing our money alongside yours
When Saltus employees’ and partners’ investments are combined, they would be one of our largest clients. Typically, when we’re making investment decisions for our clients, we’re making them for our own money as well.
Benchmarking in a meaningful way
Unfortunately, many managers select meaningless benchmarks when displaying performance to their clients. When we present our performance versus a benchmark, we use an independent assessment body (ARC). The benchmark compares us to the peer group with the purpose of answering the main question clients have – ‘is my money performing better with Saltus than it would with other wealth management firms?’. We are proud of our industry leading track record. More information on this can be found below.
We harness the latest technology
We harness the latest and proprietary technology to both construct our portfolios and provide our services to our clients. Whether this is using our own ‘Five Factor’ model to identify managers delivering consistent ‘skill’ in our active strategies, or providing our bespoke mobile app so clients can easily view how their money is invested.
What our clients have to say about us...
Watch the below videos to hear how we’ve helped clients where sophisticated portfolio management was key.
How it works...
Initial call
A quick call to establish if we’re the right partner for you and which Relationship Manager is best place to help meet your needs…
Initial call
A quick call to establish if we’re the right partner for you and which Relationship Manager is best place to help meet your needs…
Discovery Meetings
Your Saltus Relationship Manager will spend time understanding what’s important to you. They’ll establish your investment objectives and listen to any concerns you may have too…
Discovery Meetings
Your Saltus Relationship Manager will spend time understanding what’s important to you. They’ll establish your investment objectives and listen to any concerns you may have too…
Proposal
Our expert team will provide a personalised recommendation and outline the investment approach most suited to your needs.
Proposal
Our expert team will provide a personalised recommendation and outline the investment approach most suited to your needs.
Start our journey together
We’ll take care of any transfers and begin a long-term relationship that will evolve over time…
Start our journey together
We’ll take care of any transfers and begin a long-term relationship that will evolve over time…
Our service levels...
Saltus Premier
For clients wanting high quality advice delivered in an approachable and relatable way…
Saltus Private Office
For individuals with significant assets requiring a team at the centre of their financial sphere…
Investment Management Frequently Asked Questions
What types of clients do you work with?
We work with individuals from all walks of life and have a diverse client list consisting of people from professional backgrounds (including senior executives, entrepreneurs, lawyers, accountants, consultants and others) and non-professional backgrounds alike.
We typically work with clients with £250,000 or more in investable assets.
What makes your investment services different?
We can evidence that we operate differently to other managers in the marketplace. Whilst we can demonstrate a track record of industry leading risk adjusted returns, importantly, we can also evidence consistent low correlation to other managers (as measured by the ARC indices). We don’t just say we’re different, we can show it.
Do I need financial planning in addition to investment management services?
For many clients, their focus is on growing their portfolio of investments over time. Others place a greater emphasis on tax planning or may require complex pension advice. If it is needed, Saltus Financial Planning can facilitate any financial planning advice our clients require.
Do you have your own platform?
Yes. Saltus has its own in-house investment platform. This means that we don’t outsource our technology to a third-party provider and can make continued improvements without restriction, based on our clients’ experience.
How do we get started and how much will it cost?
Once you have contacted us, we’ll have an initial discussion to understand more about what you are trying to achieve and how any existing investments you hold are managed. We’ll then have some further meetings to garner an in-depth understanding of your requirements and provide you with a personalised report that outlines our recommended investment approach.
There’s no charge for the initial steps. As the investment strategy we use will be dependent on your objectives, charges will be based on what’s recommended to you. These will be outlined in full before you progress with us.
Request a call back...
Contact us today to discuss how we can help you.
Alternatively, you can call us on 01489 663700 (Open Mon-Fri, 9am – 5pm)
Discover more
Investment process
Our team of experts will partner with you to tailor a suitable investment mandate with an appropriate risk budget. Our Asset Allocation Committee shapes the core components of our investment portfolios before assigning capital to various asset classes through an allocation to third party managers.
Track record
We have a long track record of producing superior risk-adjusted returns for our clients. This is in part due to our ability to consistently identify third-party investment managers who outperform their benchmarks. We do this through a proprietary ‘Five Factor’ model designed to identify investment manager capability.
Sustainable investing
We believe in responsible investment management, and so assess Environmental, Social and Governance (ESG) factors are assessed prior to making any investment decision. We then continue to work closely with third party managers on an ongoing basis to improve their ESG performance.
Professionals
Our expert investment management team has an established history of working in partnership with professional intermediaries. We help provide the support your clients may need and understand the requirements of each separate case prior to designing a suitable investment strategy.
