Investment management

Our investment approach wins awards for reasons that matter. We’ve been recognised for both our investment philosophy and the returns we’ve delivered for our clients, particularly through challenging market environments.

We can provide a wide range of investment management solutions so we can find the one that best meets your needs, with the aim of delivering optimal risk-adjusted returns. There will likely be times when different approaches are needed dependent on circumstance. Some of our clients prioritise the potential of higher returns, whilst others are focused on lower costs for example. Your dedicated investment adviser can help ensure that the most suitable option is in place based on your requirements.

We don’t believe any one asset management firm can be best in class across every asset class, all of the time. Having access to specialist managers with an understanding of the local economic environment can be crucial when aiming for above market returns. 

We believe in a team approach to managing money rather than individual ‘star’ portfolio managers. This means our clients benefit equally from the teams’ experience. The investment team’s sole role is to manage money. They are specialists in their field with an average of almost 20 years of experience per member. Importantly, this means many of the team have invested through different regimes and economic environments, which can be key in making the correct investment decisions today. 

When Saltus employees’ and partners’ investments are combined, they would be one of our largest clients. Typically, when we’re making investment decisions for our clients, we’re making them for our own money as well. 

Unfortunately, many managers select meaningless benchmarks when displaying performance to their clients. When we present our performance versus a benchmark, we use an independent assessment body (ARC). The benchmark compares us to the peer group with the purpose of answering the main question clients have – ‘is my money performing better with Saltus than it would with other wealth management firms?’. We are proud of our industry leading track record. More information on this can be found below.

Track record

We harness the latest and proprietary technology to both construct our portfolios and provide our services to our clients. Whether this is using our own ‘Five Factor’ model to identify managers delivering consistent ‘skill’ in our active strategies, or providing our bespoke mobile app so clients can easily view how their money is invested. 

We work with individuals from all walks of life and have a diverse client list consisting of people from professional backgrounds (including senior executives, entrepreneurs, lawyers, accountants, consultants and others) and non-professional backgrounds alike.

We typically work with clients with £250,000 or more in investable assets.

We can evidence that we operate differently to other managers in the marketplace. Whilst we can demonstrate a track record of industry leading risk adjusted returns, importantly, we can also evidence consistent low correlation to other managers (as measured by the ARC indices). We don’t just say we’re different, we can show it. 

For many clients, their focus is on growing their portfolio of investments over time. Others place a greater emphasis on tax planning or may require complex pension advice. If it is needed, Saltus Financial Planning can facilitate any financial planning advice our clients require. 

Yes. Saltus has its own in-house investment platform. This means that we don’t outsource our technology to a third-party provider and can make continued improvements without restriction, based on our clients’ experience.

Once you have contacted us, we’ll have an initial discussion to understand more about what you are trying to achieve and how any existing investments you hold are managed. We’ll then have some further meetings to garner an in-depth understanding of your requirements and provide you with a personalised report that outlines our recommended investment approach. 

There’s no charge for the initial steps. As the investment strategy we use will be dependent on your objectives, charges will be based on what’s recommended to you. These will be outlined in full before you progress with us.