Toby Denney
Financial Planner
Toby provides a specialist and thorough approach to financial planning with his clients. He places a strong emphasis on creating a robust financial plan for clients that can adapt as their lives change. Understanding client goals and underpinning how to achieve these with effective cash flow modelling is always a key focus. He helps clients from all walks of life but has particular expertise in supporting high net worth individuals and senior executives with their retirement and estate planning.
After obtaining a first class degree in Banking and Finance, Toby joined Saltus in 2018 and holds a Diploma in Regulated Financial Planning.
Toby enjoys helping clients to achieve a variety of financial goals by analysing and researching investment and pension solutions.
"I've spent a couple of years trying to find the 'right' financial adviser to help me as I enter my fifties. Each of them bar one hasn't listened, and instead they have focused on what they think I should be aiming for. The exception is Saltus and Toby. "
Mark, Norwich
"Toby Denney and his team give excellent financial advice and support. "
Ted, Old Basing
"Toby has always been very professional and listens carefully to our requirements. We feel like we are in safe hands with Toby and Saltus and would recommend them. "
Laura, Romsey
At home...
Outside of work, Toby has a keen interest in a variety of sports including golf, football, and CrossFit training.
Find out more about Toby Denney...
Education
Qualifications
- BA Hons Banking and Finance (First Class)
- Diploma in Regulated Financial Planning
- Certificate in Discretionary Investment Management
- Certificate in Advice and Dealing